California Lot & Land Loans

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California Lot & Land Loans

Jo-Ann LapinPro Member
Loan Officer · Tustin, CA · Member since 2015 · 3k+ posts · 713 votes

California Lot & Land Loans

Need funding for a land or lot transaction? We provide Lot and Land financing for a variety of property types and loan purposes on unimproved/improved rural, subdivision, and infill locations held for investment purposes.

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Land & Lot Program Highlights

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This program provides financing for lot or land that is either raw, unimproved, or improved.

  • Business Purpose ONLY
  • 1st TD or 2nd TD
  • LTV/CLTV Case-by-Case (AS IS/FV)
  • Can utilize equity from other properties to qualify
  • Loan amounts from $35k+
  • Financing requires the availability of utilities at/in the street, or nearby in order to qualify.


We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

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Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or email
back with your scenarios or questions.


Property Types

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  • Agricultural
  • Commercial
  • Industrial
  • Residential

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Loan Purposes

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  • Acquisitions
  • Lot Sales Programs
  • Refinance
  • Cash-out

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We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

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Jo-Ann Lapin | MLO/AE

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714.838.1474 ext. 102
[email protected]

CA DRE License ID: 01203203
NMLS I.D. Number: 258823

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Copyright © 2022 - 2023 Hanover Mortgage Company.
2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.


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