California Lot & Land Loans

Need funding for a land or lot transaction? We arrange Lot and Land financing for a variety of property types and loan purposes on unimproved/improved, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program arranges financing for lot or land that is either raw, unimproved, or improved.

• Business Purpose ONLY
• Must be in a liquid market
• 1st TD or 2nd TD
• LTV/CLTV Case-by-Case (AS IS/FV)
• Can utilize equity from other properties to qualify
• Loan amounts from $50k+
• Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Did You Know That We Are One Of The Few Lending Companies Still Arranging Land Loans?

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or

back with your scenarios or questions.

Property Types

• Agricultural
• Commercial
• Industrial
• Residential

Loan Purposes

• Acquisitions
• Lot Sales Programs
• Refinance
• Cash-out

We arrange financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2022 - 2025 Hanover Mortgage Company<DBA Hanovermc

2522 Chambers Road, Tustin, CA 92780

California Department of Real Estate, real estate broker license #01410448.

NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.