DSCR loans make purchasing or refinancing rentals simple and stress-free.

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DSCR loans make purchasing or refinancing rentals simple and stress-free.

J CastroBusiness Member
Lender · Florida · Member since 2025 · 755 posts · 265 votes

Your Go-To Private Money Lending Partner - JCREIG Capital Funding
Fast, Flexible Private Funding for Real Estate Investment Deals

DSCR loans offer one of the easiest underwriting paths for purchasing or refinancing a rental property—your deal is approved based on cash flow, not tax returns.

That means no W-2s, no pay stubs, no piles of income paperwork.
If the property’s rent covers the mortgage payment, you’re already halfway there.

For investors, this is a game-changer:
     • Fast approvals
     • Minimal documentation
     • Perfect for scaling your rental portfolio
     • Ideal if you’re self-employed or write off heavily

If you've been waiting for the right time to refi, a DSCR loan may be the most straightforward path to better terms, more cash flow, or pulling equity for your next deal.

  • Lending Term: 30 Year Fixed
  • Loan to Value: Up to 80%
  • Purchase or Refinance
  • Available for 1-8 Unit Residential or Mixed Use Properties
  • No Income Check, No Tax Returns, No Work History
  • Blanket Loans Available (2-30 Properties)
  • 6 Month Seasoning Period
  • No Minimum DSCR
  • Interest Rates: Starting at 6.25%
  • Closing Time: As quickly as 14 Days or Less
  • Amortization: Fully Amortized (PITIA)
  • Minimum Credit Score: 620 FICO

Want to see if your property qualifies? I can help run the numbers.

We do not require any personal finances or income to qualify - no tax returns or DTI calculation. Our loans are asset-based loans qualified off on the property's cash flow or the after-repair value of a rehab project. Our loans close fast, in an LLC, and do not show up on personal credit.

The team at JCREIG Capital Funding is highly responsive and quickly analyzes your loan request to make sure it fits within lending parameters and gets your needed funding as fast as possible. If you'd like to discuss anything in greater detail, give us a call 561-303-0334, or schedule a time for me to call you. I like to ensure we have dedicated time for discussing your deal.

JCREIG Capital Funding
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