Financial Advisor · FL · Member since 2024 · 441 posts · 99 votes
🧱 Construction borrowers & bridge investors - this is how lenders really size interest reserves.
Most think reserves are an “extra cost,” but they exist so your project doesn’t hit a liquidity wall at 70% completion. In the video below, we break down:
• How reserves are calculated
• Why lenders back-test exposure, not optimism
• When reserves are negotiable
• How to protect liquidity without starving your build
If you want the reserve calculator lenders actually use, reply RESERVE and I’ll send it.