Private Lending Options for Purchase, Rehab, and New Builds

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Private Lending Options for Purchase, Rehab, and New Builds

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 527 posts · 23 votes

For investors working on purchase, rehab, or value-add projects, we offer private, asset-based financing that focuses on the property and deal structure rather than tax returns.

Key points to be aware of:

  • No tax returns required

  • Leverage driven by property value, credit profile, and deal structure

  • Up to 100% of purchase and rehab, capped by ARV

  • Wholesale transactions supported, including up to 100% of assignment fees when justified by as-is value

  • Ground-up construction available up to 90% LTC and 70% of completed value

  • Eligible for 1–4 unit (including mixed-use) and 5–10 unit residential or mixed-use properties

  • Minimum loan size $100K

  • Short-term structures with no prepayment penalty

Lending available in select states including AL, CT, DE, FL, GA, IN, KY, MA, MD, MO, NC, NJ, OH, PA, SC, TN, TX, and VA.

If you’re evaluating a deal or preparing an offer and want clarity around leverage early, feel free to share the property details.

*Rates, terms, and leverage subject to underwriting, deal structure, and approval. This is not a commitment to lend.

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