Looking for a flexible financing tool that works for purchases, cash-out, or long-term leverage?

We’re offering First Lien HELOCs on 1–8 unit residential properties, built for investors and homeowners who want access to capital without traditional restrictions.

✅ Key Program Highlights

• First Lien HELOC on 1–8 Unit Properties
• Purchase, Rate/Term Refi, and Cash-Out Options
• Eligible for:
  • Primary Residence
  • Second Homes
  • Investment Properties

📌 Core Guidelines

• Minimum Credit Score: 680
• Max LTV / CLTV: Up to 75%
• Maximum Loan Amount: $3,000,000
• Maximum DTI: 50%

💼 Flexible Income Qualification

We offer multiple ways to qualify, including:

• 12 or 24 Month Bank Statements
• 1099 Income Documentation
• Asset Depletion Qualification Option

👥 Expanded Borrower Eligibility

• First-Time Homebuyers Allowed
• Non-Permanent Resident Aliens Allowed
• Entity Vesting Allowed (LLC/business purpose loans)

🔁 HELOC Structure

• 30-Year Variable Term
• 3-Year Draw Period
• Interest-only flexibility during draw phase

⭐ Investor-Friendly Advantage

✅ No Prepayment Penalties
Use it short-term, long-term, or refinance when your strategy is complete.

Ideal For:

• Value-add investors renovating 2–8 unit properties
• Buyers needing purchase + rehab flexibility
• Cash-out opportunities without hard money
• High-net-worth borrowers using asset depletion
• LLC borrowers building portfolio scale

📩 If you’d like pricing or want to see what you qualify for, message me with:

• Property type + state
• Estimated value or purchase price
• Loan amount needed

Happy to run scenarios quickly.