🏡 Insurance Shock Is Quietly Killing Deals 🏡

[Stevan Stojakovic]

🏡 Most investors don’t lose loans because of credit.

They lose them because insurance numbers wreck the DSCR at the worst possible moment.

Everything looks solid… until underwriting replaces your “estimated premium” with a bindable quote - and suddenly the deal doesn’t work.

🎯 In this video we break down:

✔ Why lenders care about bindable coverage, not rough estimates

✔ The coverage mistakes that inflate premiums

✔ Why insurance shopping belongs BEFORE underwriting

✔ How experienced investors protect DSCR from insurance surprises

This is one of those hidden mechanics of lending nobody talks about - but it changes loan outcomes all the time.

If you’re buying coastal properties, STRs, multifamily, or anything remotely “special,” this matters more than you think.

📩 DM us “INSURE” and we’ll send you our lender-friendly insurance prep list.

PhoenixFunded

[email protected]

786-431-2532

305-439-5911

Happy investing 👍