Private Lending for Rental, Fix & Flip, and Construction Projects

[Joyce Ann Magallanes]

Hello investors, 

We are a New York–based private lender working with real estate investors across multiple states, focused exclusively on investment property financing.

As market conditions continue to shift, we are actively reviewing rental, value-add, and new construction opportunities and structuring financing based on the strength of the deal.

Current areas of focus include:

• Ground-Up Construction Financing with structured draw schedules, up to 90% LTC or 70% of completed value in qualifying scenarios
• DSCR Rental Loans up to 80% LTV, with rates starting from 5.99%* in eligible cases
• Fix & Flip Financing structured up to 90% of the purchase price and up to 100% of renovation costs for qualifying projects
• Bridge & Gap Financing for transitional or time-sensitive transactions

Each deal is evaluated individually based on property fundamentals, borrower profile, and overall structure.

If you are reviewing a purchase or preparing to move forward on an investment opportunity, feel free to share the project details for preliminary review.

*Rates, leverage, and terms subject to underwriting approval, borrower qualifications, property type, and market conditions. Investment property financing only. This is not a commitment to lend.