I'm biased since I work in Texas hard money lending, but happy to share what I'd look for regardless of who you go with: speed to close (7-10 business days is realistic for a clean file), how rehab draws are released (virtual vs. in-person inspections slow things down), and whether pricing is based on the deal/ARV or your personal credit. If you want to compare notes on your specific deal, feel free to DM me — I work fix & flip, ground-up construction, and DSCR rental loans across TX.