No Experience, No Appraisal: A Fix & Flip Option Worth Knowing About

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No Experience, No Appraisal: A Fix & Flip Option Worth Knowing About

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 551 posts · 23 votes

If you have been holding off on your first flip because you do not have a track record yet, or because you are worried an appraisal could come back low and blow up your numbers, there is a financing option built around removing both of those barriers.

No prior flipping experience required. No appraisal anywhere in the process, which also means no appraisal delays and no appraisal risk killing your deal mid stream. Funding covers 90% of purchase plus 100% of rehab*, with credit requirements around 680 FICO depending on the state.

For a first or second deal, that combination can be the difference between sitting out another cycle and actually getting started. If you have a property in mind, drop your scenario and we can walk through the numbers together.

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.

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