Term sheets and proof of funds letters get treated like premium add ons by some lenders. They shouldn't be. Both are free here, every time, no catch attached.

A term sheet gives you real numbers to work with before you're locked into a contract, so you're negotiating from facts instead of guesses. A proof of funds letter does the heavier lifting once you're ready to make an offer. It's often the difference between a seller taking you seriously and moving on to the next buyer who can prove they're ready to close.

Got something in your pipeline? Send it over and let's check what it looks like on paper.