90% purchase, 100% rehab*, no appraisal, no experience required. 

That combination isn't unique, a handful of lenders run some version of it.

What tends to get overlooked is what happens around it. Term sheet and proof of funds cost nothing, no waiting, no fee, so you can move on an offer the same day you find it. No appraisal also means no appraisal timeline sitting between you and a close.

The base numbers get you in the room. What actually gets a deal closed fast is everything around them, and that's usually where lenders start cutting corners or adding cost.

680 FICO depending on state. If you've got something moving, worth checking the full picture before assuming one offer looks the same as another. Send your scenario here. 

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.