Lender · NY · Member since 2025 · 496 posts · 21 votes
Most first time flippers hear the same two things from lenders: "come back when you have a track record" and "we need an appraisal first."
That is a loop. You cannot get experience without financing, and you cannot get financing without experience.
At VEG, we are the private lender, and we offer a Fix and Flip program at 90/100* with no appraisal and no experience required.* FICO minimum is 680, and it varies by state.*
If you have a deal under contract or a property you are lining up, send me a DM. We will look at the numbers and see if it fits.
*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.