Why "No Prior GUC Experience" Actually Means Something Here

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Why "No Prior GUC Experience" Actually Means Something Here

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 512 posts · 23 votes

Most GUC financing is gated behind a completed project history, which makes it nearly impossible to get your first build off the ground.

At VEG, we are the private lender, and our Ground Up Construction program does not require prior experience. Financing goes up to 85% of cost* and up to 70% ARV*, with a 660 FICO minimum.

If you have a lot under contract or plans ready to go, send me a DM and let's talk through the numbers.

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.

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