Stockton CA Help "Im stuck"

[German Aguilar]

Hi everyone

 So I'm your typical newbie i want to start and i have a lot of wants and a lot of drive to start my investing journey but i'm stuck and don't know where to start.

My goal is buy and holds. I have my first home and i would love for someone to explain to me a "heloc" in dumb dumb terms! 

thank you