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2026 Mortgage Rate & Payment Benchmarks: What the Data Says for Investors
Market Trends & Data
Laguna Niguel, California
2026 Mortgage Rate & Payment Benchmarks: What the Data Says for Investors

I've been tracking the Freddie Mac PMMS data and MBA application shares for 2026, and I wanted to share a clean snapshot with the BiggerPockets community. **Current Market Data (24 Sep 2026):** • 30-Year Fixed: 7.03% • 15-Year Fixed: 6.42% • Refinance Share: 39.3% • ARM Share: 9.8% • FHA Share: 1...