Best Hawaii Mortgage Lenders
Browse 17 top-rated mortgage lenders in Hawaii as of October 30, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
NMLS # 2822806
Conventional & Gov.
Hard/Private/Non-QM
Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fas... view more -
Hard/Private/Non-QM
Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estat... view more -
NMLS # 2334221
Hard/Private/Non-QM
Conventus is a private real estate lender specializing in bridge, fix and flip, DSCR, ground-up construction, and multifamily financing for investors. We built our underwriting around how experienced investors actually operate, with fast closings, in-house decision-making, and terms that reflect the realities of each deal rather than a rigid checklist. Our Relationship Managers work directly with investors from first conversation through funding and beyond, so you're never navigating loan ... view more -
NMLS # 1566096
Charlie Sloan - West Capital Lending
Conventional & Gov.
Hard/Private/Non-QM
4612 Reviews4.8 stars2 forum postsConventional & Gov.
Hard/Private/Non-QM
You bring the investment vision—I bring the creative thinking, lending relationships, and financing options to help make it happen. I’m Charlie Sloan with West Capital Lending, and I connect real estate investors and property owners with a broad range of loan programs and access to wholesale rates all through one dedicated point of contact. As a nationally recognized mortgage brokerage, West Capital Lending brings an extensive network of lending partners to your financing search. Through t... view more
Hawaii Mortgage Rates Today
How to Find a Lender in Hawaii
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"