Best Indiana Mortgage Lenders
Browse 35 top-rated mortgage lenders in Indiana as of September 7, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estat... view more -
ErickLends
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is. view more -
NMLS # 2278722
Joshua Sprague NMLS 2278722
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I'm an investor and a lender, in that order. I own rentals, flip houses, and look at every deal the same way you probably do: Does it make sense? Does it cash flow? What's the best way to structure it? Because I'm actively investing myself, I understand the challenges that come with finding deals, raising capital, managing cash flow, and choosing the right financing strategy. My goal isn't just to get you to the closing table—it's to help you build wealth and be someone you can bounce... view more -
Real estate investors, builders, and self-employed borrowers often discover that traditional mortgage guidelines don't fit the way they actually earn income or invest. My job is to provide financing solutions when conventional lending says "no." As a Senior Loan Officer with Texana Bank, I work with clients across the country to structure financing for everything from single rental properties to large investment portfolios. Whether you're purchasing, refinancing, pulling equity for your ne... view more
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NMLS # 757416
Conventional & Gov.
Hard/Private/Non-QM
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. We offer extremely competitive interest rates on investment properties - loan options include Conventional, DSCR, Home Equity Loans, and more. Conventional rates can be viewed here - https://www.bisonstatebank.com/todays-rate/. Since 1901, our bank has been dedicated to providing an excepti... view more
Indiana Mortgage Rates Today
How to Find a Lender in Indiana
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"