Credit Repair For More Approvals

In today's market, it isn't if you can find a buyer, it is if you can find a buyer that can get approved.  You can have the perfect applicant, wants to buy, can buy, has the mone, the job, but can't because his credit score isn't high enough and the bank can't see past the numbers.

This can be frustrating when you have the right buyer.  The key is to get that buyer approved buy helping them improve their credit scores.  There are 5 parts of the credit score model, but making up the biggest part is Payment History at 35%.  One negative item on a buyer's credit report can ruin all the good credit in the world.

The negative could be theirs, could be a credit reporting error or could be a variety of other things including identity theft.  The important thing is that you need to get it off.  The best way is to dispute the negative item to the credit bureaus.  They will have 30 days to verify the item or it must be removed from your buyer's credit reports.

This can be as simple as asking for verification on an item.  If the negative is old or paid off, it will most likely not be verified and then removed.  If it is recent and a lot of money is owed on the item, it will most likely be verified and remain on the credit report.  Either way it doesn't hurt to try and repair your buyer's credit so they can get approved.

This isn't that complicated of a process, but their are some tricks to the trade.  Anyone can do it, but hiring a professional credit repair service is never a bad idea as long as you trust them.  You can see the results of one of the best credit repair services here and see for yourself.  No matter what, dispute it and give your buyer a chance.