DSCR Loans: The Complete Guide for Real Estate Investors
Friday, October 02
A DSCR loan lets you qualify for a rental property based on the rent it brings in, not your personal income. No tax returns, no W-2s, no debt-to-income ratio. I'm a lender, and DSCR is the loan I get asked about most on BiggerPockets. This guide is the long answer I keep giving in the forums, all...
Why September Is the Best Month to Buy Investment Property
Tuesday, August 11
By Jim Blackburn, Originating Branch Manager, Stairway Mortgage — NMLS #1072866 Meta title: Why September Is the Best Month for Real Estate Investors to Buy | Stairway Mortgage Meta description: Fall brings less competition, more negotiating room, and motivated sellers. Here's the investor's gui...
Real Estate Pays Bills. Mission Pays the Soul (A Memorial Day Thought)
Monday, May 25
Memorial Day always lands heavier for me than the long weekend it's become. So I'm going to share something personal — the kind of thing I don't usually post here. Spent the last few years quietly building something outside of real estate — TwoSoldiers.org. It's a platform that connects veterans ...
The Truth About Becoming a Top 1% Mortgage Loan Officer in the U.S.
Tuesday, August 25
A lot of people ask me how I became such a successful loan officer...Like like the other day when I was standing in line at Walgreens to purchase some Covid Masks for all of my teammates at the office... a banker lady who recognized me from the Tower Club in Fort Lauderdale FL pulls me aside and ...
66 Year Low for Mortgage Rates
Saturday, February 29
These mortgage rates are crazy! Don't wait. Apply at www.mortgagemanjim.com
Real Estate Purchase Programs
Thursday, August 01
To give you an idea of the kinds Real Estate Purchase Programs I have available: Primary Residence 3.5% down FHA (1-4 units), max loan amount - ttps://entp.hud.gov/idapp/html/hicostlook.cfm 3% down CONVENTIONAL without assistance (better rates than above) qualifying income must be under cou...