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Posted almost 4 years ago

Building Wealth Using Debt with Matt Gouge

Matt Gouge, aka Matt the Mortgage Guy, got his start in lending back in 2013. As a self-proclaimed math nerd and a people person, he burned his proverbial ships, leaving a steady paycheck with the State of California, for the commission-based world of brokering residential mortgages. He has excelled in the field because he himself is a real estate investor and he can advise clients at a high level. As a real estate investor himself, he is able to help clients not only analyze the mortgage on their primary residence but on potential investment properties as well.

Watch the episode here:

Building Wealth Using Debt with Matt Gouge

Brett:

I’m excited about our next guest. He is all things debt, wanted to help you save 1000s on your mortgage, and also figure out ways to build wealth using debt. He is from my hometown Sacramento. He is an experienced mortgage professional, and he has the knowledge and expertise to again to empower us as we explore our options and so much more. Please welcome to show with me, Matt Gouge.

Matt:

You Nailed it, brother.

Brett:

Well, welcome to the show, Matt, and for our listeners to get to know you for the first time, would you give us a little bit more about your story and your current focus?

Matt:

Matt Gouge, affectionately known as Matt, the mortgage guy, has been in mortgage for about eight years, thoroughly enjoy, empowering folks through education, and I think that that’s kind of like, what my YouTube channel is built on what my whole business honestly is built on is, empowering people to make smart decisions around their mortgage through education. when people understand how debt works, they understand how a mortgage works, they understand all the options, they’re empowered to make the best decisions, and you’ve talked about, being a debt expert. That’s kind of how I view myself, you’ve got a financial advisor, who helps you manage assets, you should have a mortgage advisor, it helps you manage debt, because debt is an amazing tool, and the proof is in the pudding with the millions of people that have used debt to accumulate, massive amounts of net worth, and so it’s a chainsaw.

You could cut your arm off, or you could be really efficient at cutting down trees. Its debt is a great tool, but if not used properly, it could lead to some devastating stuff like losing an arm. I and my team are trying to help folks we deal with, people buy in their primary home, we deal with investors buying their 17th rental property, and probably everything in between, and, and most of it boils down to, like you said, helping them have a clearer understanding of how to manage their debt in a responsible way because we’re probably both old enough that 2008 isn’t that far away. There were some people that were over-leveraged overleveraged, setting themselves up in a bad way, and that’s the negative example of debt, and then you’ve got, the people that have absolutely flourished over the last 18 months, leveraging debt in the correct way, and watching assets appreciate, versus inflation.

Brett:

That’s fantastic, and now the idea for what the show is all going to be about is all coming to me right now live, and I can already tell that the gift that you’ve been given, it’s empowering people through education, and the expertise that you focused on as debt and you become a master in that, and now we’re going to we’re gonna apply all of this to basically my story, Matt story. I started in 2006. Matt, when did you start?

Matt:

In mortgage end of 2013?

Listen to the full podcast episode:

CLICK HERE



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