DOCUMENTS NEEDED TO BUY OR SELL REAL ESTATE

In the bigger picture, it’s all about fraud, hardship, and qualification.  Are you who you say you are?  How can you prove that?  Do you truly have a hardship that requires a short sale?  As a buyer, do you have adequate, stable income?  For all of these instances, having the appropriate paperwork readily available can save tons of time and heartache.

Typical Lender Required Documents

Identification
State-issued ID, drivers licenses, or passports can also be used.  Buyers and Sellers have to provide this to the lender to ensure identity and avoid fraud.  Additionally, you will be asked by the closing agent for this when you close escrow on the house because they are notarizing your signatures and have to verify your identity to do so.

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