Which credit bureau is the best to pull data from?
We’re often asked which of the three credit bureaus we get our
premforeclosure data from. We can access from all three, but your choice of vendors will depend on which outputs are needed in your list of homeowners 30, 60, 90, or 120 days late on their mortgage payments.
For example, do you want to distinguish between FHA and VA loans? If so, only Equifax provides this filter. However, do you provide reverse mortgages and need the age of the homeowner? In that case, we would have to draw the data from Experian.
There are some other anomalies between vendors. To build a custom list that makes sense given your unique goals and niche audience, e-mail us at [email protected] or call us at 607-785-8158.
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