HARP Leads for Brokers and Lenders

HARP Leads That Zero In On The Most Eligible Candidates

HARP Leads are surging appeal with revamped guidelines that open the floodgates to millions of underwater homeowners that could not qualify for the program under the restrictive LTV requirements of yesteryear. Refinance activity spiked 10 percent for Fannie and Freddie during the fourth quarter. 

Criteria for Selecting HARP Leads

Tapping into our tri-bureau consumer credit platform, we can identify borrowers that are pre-screened to meet the eligibility requirements for HARP. 
First, we'll select Fannie and Freddie Loans, within conforming limits. 
Next, we'll ensure that the homeowner has been current on their mortgage payment for the past 12 months. 
The seasoning of the loan has to be before June of 2009, so we'll eliminate any mortgages originated after that date. What is the minimum credit score you want to target? Our HARP Leads reveal the exact FICO score of those borrowers and we will match them to your lender's guidelines. Most subscribers to our HARP Leads set a minimum score of 640 and up. If you can work with borrowers with lower scores, you have a unique advantage, but we can raise the bar. 
There are myriad attributes we can zero in on, in order to put you in front of you most qualified prospects to refinance under the HARP 2.0. guidelines. For expert consultation, custom quotes and fast counts, call us at 866-490-3459 or request a free area analysis of HARP Refinance Leads here.