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Posted over 14 years ago

HARP 2.0 Leads for Refinance Candidates

HARP 2.0 Leads that Identify Your Best Refinance Candidates

Refinance activity for Fannie Mae and Freddie Mac spiked in the 4th quarter, indicative of surging interest in the Home Affordable Refinance Program (HARP). With the demand ticking up, it's important for brokers and lenders to find the most qualified HARP 2.0 Leads to capture your share of current homeowners with Fannie & Freddie loans that are motivated to refinance. 
When the original program was unveiled, many lenders and brokers experienced frustration working  because of the tsunami of underwater homeowners that couldn't make it past underwriting because of the LTV requirements.  The new guidelines open the floodgates to 5 million drowning homeowners. 

Filters To Use When Building A List of HARP 2.0 Leads

First, we'll ensure that Fannie and Freddie back the loan, make sure that the homeowner has remained a current payment history on their mortgage for the past 12 months and have taken the loan out prior to June 1 of 2009. We can refine the search by FICO score, loan balance range, current interest rate and other filters available through our tri-bureau pre-screened consumer credit platform. To customize a list, call us at 1-866-490-3459. 


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