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Why You Might Not Want to Get Too Excited (or Nervous) About a Housing

Monday, December 12

In November 2021, interest rates for a 30-year conventional mortgage hovered around 3.5%. Today, interest rates for a 30-year conventional mortgage are right around 6.91%. Even though buyer demand spiked after the Federal Reserve dropped interest rates to stimulate the economy in 2020, the rapid ...


Five Simple Ways You Can Save Money on Your Next Mortgage

Monday, December 05

When adding real estate to your investment portfolio, a mortgage is a sizable investment. Regardless of the home’s sale price, you’ll likely need to spend thousands of dollars, or more, on a down payment. If you want to save money on your next mortgage, it’s highly recommended that you take the d...


What’s the Best Mortgage for First Time Buyers?

Monday, November 28

Unless you have the cash you need to purchase a home outright, obtaining a mortgage loan is necessary when you want to buy a home. You'll discover that there are numerous types of mortgage loans that you can apply for, which include everything from conventional loans to FHA loans. If you want to ...


Why Homeowners Aren’t Selling?

Monday, November 21

One of the primary reasons why home values has been increasing at a rapid rate is because there are a large number of buyers who are currently searching for the right home. However, the increasing values are also caused by a lack of inventory on the housing market. Even though homeowners are rece...


Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until...

Monday, November 14

Is an Adjustable-Rate Mortgage a Good Short-Term Strategy Until Interest Rates Cool Off?Mortgage rates have been rising steadily for more than six months and are projected to continue increasing for the near future. If you're in need of a home loan today, the most effective short-term strategy ma...


Homeownership Myths that Most Renters Believe

Monday, November 07

If you've been renting an apartment and believe that now is the perfect time for you to make an offer on a home, it's likely that you already have some preconceived notions of what homeownership will be like. Even though owning a home can be highly advantageous, it's also much different than rent...