VA Loan Assumptions Explained: Step by Step Guide
Monday, May 25
# VA Loan Assumptions Explained: Step by Step Guide Yes, you can assume a VA loan. And yes, non-veterans can do it too. This is one of the most misunderstood topics in real estate, so let me lay it out clearly. A VA loan assumption means you take over the seller's existing VA-backed mortgage at t...
FHA Assumable Mortgage: How to Assume an FHA Loan in 2026
Sunday, May 24
Most buyers know that interest rates are high. What most buyers don't know is that millions of existing homes come with an option to skip today's rates entirely. If a seller has an FHA loan, and they bought before 2023, there's a real chance you can take over their mortgage at whatever rate they ...
What Is an Assumable Mortgage? The Complete 2026 Guide
Saturday, May 23
# What Is an Assumable Mortgage? The Complete 2026 Guide If you just heard about assumable mortgages on NPR and you're wondering if it's real, the answer is yes. It's very real. And if you're buying a home in 2026, it might be the most important thing you learn this year. Here's the simple versio...
Assumable Mortgages in Hawaii: Why Oahu Buyers Are Saving $2,000+ Per
Tuesday, May 19
Hawaii is the hardest market in America to afford. The median home price on Oahu hit 5,900 on a $900,000 loan, before taxes and insurance. Now assume a VA loan originated in 2021 at 2.75% on that same loan balance. Monthly payment drops to 2,220 per month in savings, or $26,640 per year, locked i...
Assumable Mortgages in Anchorage, Alaska: How JBER Buyers Are Saving $
Tuesday, May 19
Anchorage has a problem most buyers don't talk about: the city is one of the most rate-sensitive real estate markets in the country, and almost nobody knows it. Here's why. Joint Base Elmendorf-Richardson (JBER) is one of the largest military installations in the Pacific, home to roughly 20,000 a...
Assumable Mortgages in Boise Idaho: Cut Your Payment by $850/Month
Sunday, May 17
Boise became famous between 2020 and 2022 for the wrong reasons. Remote workers flooded in from California and the Pacific Northwest, median home prices jumped from under $300,000 to over $500,000 in roughly 18 months, and then rates doubled. The result is a city where homes are expensive by loca...