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The Best Disposition Was No Disposition — Betty Lou, My First Hack

Thursday, October 29

I've been learning that sometimes the best disposition is no disposition. Betty Lou is my first house hack, and I'm holding it — even though I could use cash now, like a lot of us could. I believe in myself enough to put myself in the right places, solve unlimited problems, and get paid from the...


The Paper Trail Is the Value: Servicing Every Note I Create

Wednesday, October 28

When you sell a house on terms, you stop being a seller and you become the bank. I learned pretty quickly that being the bank is mostly a paperwork job, and the operators who treat it casually end up with paper they can't prove and can't sell. Here's the rule I run now: every note I create goes ...


Still a Student: Why I'm Writing This Blog

Wednesday, October 28

I'm Chris Colton, I'm in San Antonio, and I work in creative finance. Subject to, owner finance, taking over payments — that's my world most days. I want to be clear up front: I'm not writing this as an expert. I'm in the middle of learning this business by actually doing it, and I've noticed I ...