Frequently Asked Questions

Why Owner Financing?  What is a note?

Owner financing is on the rise with more sellers agreeing to accept payments from buyers.  There are many reasons people agree to take back a note, deed of trust, mortgage or contract including:

• Quick sale of the property

• Monthly income from the note

• No hassles of bank financing (fees, delays, and strict underwriting)

• More qualified buyers

• Property is hard to finance

Why Would I Sell My Payments?

Circumstances change and many sellers would prefer cash today rather than small payments that trickle in each month.  Here are just a few reasons people have sold their note payments for cash:

• Retirement

• Taxes

• Investment Opportunity

• Expensive Medical Care

• Vacation

• College Tuition

• Unexpected Financial Changes

• Peace of Mind