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The “Checkbook Control” Trap

Thursday, January 08

If you’ve hung around BiggerPockets for more than five minutes, you’ve heard the pitch: “Use your IRA to buy real estate” and “Set up an IRA-owned LLC for checkbook control.” Done correctly, it can be a powerful strategy. Done incorrectly, it can blow up your IRA. This is where prohibited transac...


Self Directed IRAs and Fractional Ownership

Tuesday, January 06

Self Directed IRAs and Fractional Ownership of Housing What Works What Does Not and What to Watch For Real estate is one of the most popular alternative assets inside self directed IRAs SDIRAs The problem is that traditional real estate investing can demand a big down payment a lot of time and on...


2026 Contribution Limit Updates for Retirement Plans

Tuesday, December 23

What Real Estate Investors Need to Know Retirement contribution limits increase periodically, and 2026 brings meaningful updates that investors should understand. The IRS has announced higher limits for retirement accounts, giving investors more opportunity to save tax advantaged dollars and acce...


Solo 401(k) vs SEP IRA

Tuesday, December 23

Solo 401(k) vs SEP IRA ~ Which Retirement Plan Is Right for Self Employed Business Owners in 2026 If you are self employed or run a small business, choosing the right retirement plan can dramatically impact how fast you build wealth and how much you keep in taxes. Two of the most powerful options...


99% of SDIRA Investors Miss This. The 1% Use It to Retire Tax-Free

Tuesday, July 08

When most investors open a Self-Directed IRA (SDIRA), it's because they want control. They’re done riding the Wall Street roller coaster. Done handing over their financial future to fund managers who don’t know their name, let alone their goals. With an SDIRA, you can invest in real assets—rental...


🚨 California Investors: Hidden Bill Language Could Crush Junior Debt

Wednesday, June 25

If you invest in seller carrybacks, second-position loans, or trust deeds through a Self-Directed IRA (SDIRA), there’s a stealth legislative move happening in California you need to know about — and act on fast. Here’s what’s going on: 💣 SB 681 Was Stopped—Then Quietly Resurrected in a Budget Bil...