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Pros & Cons of Income Producing Property (IncP)

Friday, March 08

In the spring of 1973, I was in 8th grade and attending Charlotte Wood Elementary School in Danville, California. My father suggested I take a class, Money, the instructor's name was Woody Woodward. Mr. Woodward shared his many money-making ideas over the course of the semester. The one I remembe...


Who Should Invest in Income Producing Property (IncP)?

Thursday, February 14

People I meet often ask, "Should I invest in income producing property (IncP), would that be a smart thing for me to do?" My answer is always the same. If you have a natural curiosity or interest in real estate, yes! If you are motivated to make money and willing to expend the time and effort and...


Who Should Invest in Income Producing Property (IncP)?

Thursday, February 07

People I meet often ask, "Should I invest in income producing property (IncP), would that be a smart thing for me to do?" My answer is always the same. If you have a natural curiosity or interest in real estate, yes! If you are motivated to make money and willing to expend the time and effort and...


3 Macro Cycles Will Decimate Stock Returns in 2010's, 20's

Thursday, January 31

I’m not an economist but I’ve learned in my 50+ years there is a cycle to just about everything. In my last blog I explained why we moved our retirement funds out of the market – because we didn’t have a system to consistently beat the DJIA. There’s another reason.   I see 3 converging macro cycl...


Why I Moved Our Retirement Funds Out of the Stock Market

Wednesday, January 23

I never paid much attention to the monthly statements for the 401K and IRA accounts. Then about 4 years ago I was unemployed, approaching another birthday and thinking the future. It took two long days to work through 20+ years of investing history to figure out exactly what we had earned in the ...


Are Your Friends Still Waiting For 10% Returns in The Stock Market?

Wednesday, January 16

You’ve no doubt heard over and over the Dow Jones Industrial Average (DJIA) has a compound long term growth rate of 10% per year. This is simply not true!  *  On January 3, 1900, the DJIA closed at 68. November 28, 2012, the DJIA    closed at 12,985. *  The compound rate of growth over 112 years ...