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BlogsMary Ellen Vanaken Team - N. Atlanta North Atlanta First Time Homebuyers Tips

Posted over 12 years ago

North Atlanta First Time Homebuyers Tips

North Atlanta First Time Homebuyers Tips

North Atlanta First Time Homebuyers Tips by

The Mary Ellen Vanaken Team of Keller Williams Realty

http://www.mevhomes.com

678.929.6529

Are you ready to make the big move and purchase your first home?

Home Buyers

Before you take the plunge consider these North Atlanta First Time Homebuyers Tips:

1. Check the selling prices of homes in the area where you desire to live.

2. Determine how much you can afford. Use this mortgage calculator to determine what your monthly payment would be.

3. Find out what your total monthly housing cost would be, including taxes and homeowners insurance.

4. Consider how much you will pay in closing costs. Closing costs include origination fees charged by the lender, title and settlement fees, taxes and prepaid items such as homeowners insurance or homeowners association fees.

5. Look at your current budget and determine how much of a house will fit into it. Fannie Mae recommends that buyers spend no more than 28% of their income on housing costs. Any thing past 30% and you may risk becoming house poor.

6. Talk to us about the real-estate climate. Do you wonder if prices will continue falling or do you think your area has hit bottom or will rise soon?

7. Last thing to consider. While buying a house is a great way to build wealth, maintaining your home can also be labor-intensive and expensive. When unexpected costs for new appliances, roof repairs and plumbing problems arise, these costs can drain your bank account.

Let us show you more North Atlanta First Time Homebuyers Tips BEFORE you start looking at properties. Get your FREE information here.

Our team specializes in Luxury Real Estate in the North Fulton and Forsyth County areas of Georgia. But we are also experienced with first time home buyers. If you are looking to buy in the communities of North Atlanta (Alpharetta, Cumming, Roswell, Johns Creek, Duluth and Milton) please contact our team today at 678.929.6529 or visit our website at www.mevhomes.com today.

North Atlanta First Time Homebuyers Tips

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