I guess I'll start from the start!

Welcome to my blog! I just wanted to use this first post to let you know where I am at currently.

I currently find myself over 100k in debt. With the value of my house dropping from 407k to 250k in less than three years I now have a second mortgage for 80k that is now completely underwater. My house is barely worth my first mortgage.

I have recently begun to realize all of the limits I have put on myself both personally and financially. I have really begun to question how some people become successful while others don’t. I began to realize that the only one who decides how successful I am is me! I also began to realize all the people who were telling me I couldn’t succeed in a big way were people who were unsuccessful.

I then noticed I had never met a really financially successful person who told me I couldn’t be successful.

I began to be uncomfortable where I was and that is a wonderful thing. I began to seek education and after going through a Tony Robbins course I got off Craigslist for $40 and reading “Rich Dad, Poor Dad” I started to question my whole way of thinking.

I had a side business repairing lawnmowers and decided to grow it so I could make an additional $1000 a month. Only a couple of days later I woke up looked in the mirror and something deep inside of me said “that’s just not good enough”. I wanted more and for the first time in my life I believed I could have more.

Later that day I asked myself “what would you do to make money if you could do anything?” I immediately thought of the most enjoyable job I had ever had. It was when I was a Real Estate Agent back in the early 90’s. I didn’t love everything about being an agent but I loved Real Estate. The second thing I loved is the rush of closing the deal.

So here I am deeply in debt but with a whole new mindset. I have made my job a little harder because my wife and I have decided we will use none of our regular wages to finance this. We stopped incurring debt almost two years ago and our wages are being used to pay debt down.

 My next post will be about what I have to get started and what my goals are. I am hoping through this blog I can get support and accountability.