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First Time Home Buyer Basics

Saturday, July 09

If you have been renting for years, unfortunately you have nothing to show for all the rent money you have given to your landlord. Due to the benefits of homeownership you may be considering purchasing a home. There are a variety of advantages that homeowners enjoy as compared to renters. These a...


How to Shop For a Mortgage

Thursday, June 23

Prior to shopping for a mortgage, it is imperative that your credit report and down payment are in order. Your credit scores, down payment, and debt to income ratio will determine which mortgage loan types are available to you. To check your credit, you can request a free credit report annually f...


Enhance Your Marketing Through Personal Products Promotion

Saturday, June 11

If you are in sales, great customer service and product knowledge are the basic foundation to your success. These skills will undoubtedly increase your production and earnings over time, but growing your business by word of mouth advertising and through past customers referrals will take time. Ad...


Mortgage Guidelines - Acceptable Down Payment Sources

Saturday, June 04

If you apply for a mortgage when you purchase your next home, there will likely be a required down payment. Depending on the mortgage program that you apply for, the minimum down payment can range anywhere from three to five percent of the purchase price of the house. Although, some mortgage prog...


What to Check During the Final Walk-Through

Saturday, May 21

One of the last steps in the home buying process is the final walk-through. It typically takes place within seven days of closing or transferring on the property. It is one of the important final steps in the home buying process and should not be waived. It allows you to take one last look at the...


Household Budget Basics

Saturday, April 09

If you have recently graduated from high school or college and are entering the workforce, establishing credit and developing a sensible household budget is the foundation to your future success. Creating and sticking to a budget based on your current income with a commitment to spend within your...