Avoiding the "B" Word in Lending
Sunday, October 01
Let’s open this week’s column with a quote from Dr. Ben Carson, head of the United States Department of Urban Development – also known by it’s much cooler street nickname of HUD (which is not to be confused with the Paul Newman movie of the same name): “Bureaucrats are people who think their rule...
The Calm Before the Storm
Monday, September 25
There’s a commercial for a mortgage company that plays regularly on a podcast that I like to follow. In this commercial you hear the question, “Why can’t people get a decision on their mortgage in minutes rather than having to wait weeks?” Kudos to the copywriter of the ad for keying on our pen...
Real Estate's Healthy Engine
Monday, September 18
A friend of mine works for a major car manufacturer in his capacity as a mechanic and technician – he’s been with the same company for over 20 years, so it’s safe to say he knows a thing or two about how engines work, right? Whenever I have a problem with my car that extends beyond needing new t...
A Battlefield for Buyers
Monday, September 11
In late December 1944, the German army launched a major surprise attack that became known as The Battle of the Bulge (a term which would later become sort of a rallying cry for people trying to lose weight – sometimes it’s embarrassing to be a human). With the commanding officer back in the Unit...
When It's Good to be Wrong
Monday, September 04
We don’t like to do pre-quals. There, I said it – but now I better explain it. A very large number of potential homebuyers think a pre-qual is a short two-minute phone call where a loan originator asks them a handful of questions about their income and other sundry financial details, punches so...
Perception is Reality
Monday, August 28
Recently, I came across an article about the top grossing movies of all time, and my mind immediately ran to the likes of Titanic and Star Wars. However, the author of the article factored inflation into the equation to determine which movie truly had the greatest draw with the public – his argum...