January 2010 Newsletter
Hello BiggerPockets,
Hau'Oli Makahiki Hou!!!
(Happy New Year)
I am looking forward to 2010 and all the new opportunities coming this next decade. Denver has weathered the recession with amazing resiliency, promising a bright future for those of us fortunate enough to live and own property here.
Here is a great article discussing the housing market in 2010:
Over the past year your referrals have helped me grow my business beyond my greatest expectations. I sincerely appreciate your confidence in my professionalism, and I promise to treat every referral with the level of service and respect you have come to expect. I will work hard to make their real estate experience enjoyable.
Never hesitate to contact me with real estate questions, big or small. I am always happy to help.
I look forward to continuing to earn your business!
Aloha,
Jaryd Takushi TAX CREDIT FOR EXISTING HOME OWNERS Want to move into a new place, having owned yours for years?
Been in your home for years? As you may have heard, the legislation to extend and expand the homebuyer tax credit has passed Congress and was signed by President Obama. In addition to extending the deadline for the current $8,000 new homebuyer tax credit to April 30, 2010, an additional $6,500 credit has been introduced for existing homeowners.
KEY FEATURES OF NEW TAX CREDIT
For Existing Home Owners:
You can find answers and some more detailed scenarios for situations with multiple borrowers at this site:
First time home buyer credit is still available - up to $8,000!
I always recommend speaking with your CPA or a tax professional before making a purchase decision based on the tax credit.
FEATURED PROPERTY:
Highlands Ranch Beauty
10529 Hyacinth Place
3 Bed, 2.5 Bath, 1687sf
**JUST SOLD**
Tucked away in the heart of this great community, just steps from Spring Gulch Park and minutes away from Chatfield State Park and Reservoir.This home is impeccably clean and in tip top shape! The main floor features a 2-story living room, a spacious kitchen, a sunny eating area which expands into the great room. Retreat to the Master Suite, complete with a private, luxurious bathroom and a large sitting room. The covered patio in the lush and well-shaded backyard provides the ideal outdoor living space and will quickly become a favorite feature of your home.
CONTACT ME FOR A FREE MARKET ANALYSIS OF YOUR HOME!
IF YOU DECIDE TO LIST IT WITH ME WE CAN FEATURE IT HERE!
MORTGAGE CORNERIn turbulent economic times, it pays to work with a professional. Rely on me to be your expert and advisor - I will help you find the best possible loan out there from conventional, FHA, jumbo, VA, and much more. And best of all, we will close your loan quickly thanks to our in-house processing, underwriting and closing.
Fixed rates are still very attractive in the low to mid 5% range. Combined with the $8,000 and $6,500 tax credits, this is truly a great time to purchase or refinance.
Please contact me to explore your home financing opportunities in today's market!
Portia Noel
Residential Loan Specialist
303.302.3907
Premier Mortgage Group
1844 Folsom Street
Boulder, CO 80302
(303) 449-8855 main
(303) 449-4488 fax
Hau'Oli Makahiki Hou!!!
(Happy New Year)
I am looking forward to 2010 and all the new opportunities coming this next decade. Denver has weathered the recession with amazing resiliency, promising a bright future for those of us fortunate enough to live and own property here.
Here is a great article discussing the housing market in 2010:
Over the past year your referrals have helped me grow my business beyond my greatest expectations. I sincerely appreciate your confidence in my professionalism, and I promise to treat every referral with the level of service and respect you have come to expect. I will work hard to make their real estate experience enjoyable.
Never hesitate to contact me with real estate questions, big or small. I am always happy to help.
I look forward to continuing to earn your business!
Aloha,
Jaryd Takushi TAX CREDIT FOR EXISTING HOME OWNERS Want to move into a new place, having owned yours for years?
Been in your home for years? As you may have heard, the legislation to extend and expand the homebuyer tax credit has passed Congress and was signed by President Obama. In addition to extending the deadline for the current $8,000 new homebuyer tax credit to April 30, 2010, an additional $6,500 credit has been introduced for existing homeowners.
KEY FEATURES OF NEW TAX CREDIT
For Existing Home Owners:
- Up to $6,500
- Must be under contract between November 6, 2009 and April 30, 2010, and close by July 1, 2010.
- The homeowner must have lived in their current home as a principal residence consecutively for 5 of the previous 8 years.
- Income limits of $125,000 for singles and $225,000 for married couples (credit phases out for incomes above these limits).
- Maximum home purchase price of $800,000.
- Must attach documentation of purchase to tax return.
- Tax credit is not available for use as a downpayment (unless you are financing through a state housing finance agency that has a program for this).
You can find answers and some more detailed scenarios for situations with multiple borrowers at this site:
First time home buyer credit is still available - up to $8,000!
I always recommend speaking with your CPA or a tax professional before making a purchase decision based on the tax credit.
FEATURED PROPERTY:
Highlands Ranch Beauty
10529 Hyacinth Place
3 Bed, 2.5 Bath, 1687sf
**JUST SOLD**
Tucked away in the heart of this great community, just steps from Spring Gulch Park and minutes away from Chatfield State Park and Reservoir.This home is impeccably clean and in tip top shape! The main floor features a 2-story living room, a spacious kitchen, a sunny eating area which expands into the great room. Retreat to the Master Suite, complete with a private, luxurious bathroom and a large sitting room. The covered patio in the lush and well-shaded backyard provides the ideal outdoor living space and will quickly become a favorite feature of your home.
CONTACT ME FOR A FREE MARKET ANALYSIS OF YOUR HOME!
IF YOU DECIDE TO LIST IT WITH ME WE CAN FEATURE IT HERE!
MORTGAGE CORNERIn turbulent economic times, it pays to work with a professional. Rely on me to be your expert and advisor - I will help you find the best possible loan out there from conventional, FHA, jumbo, VA, and much more. And best of all, we will close your loan quickly thanks to our in-house processing, underwriting and closing.
Fixed rates are still very attractive in the low to mid 5% range. Combined with the $8,000 and $6,500 tax credits, this is truly a great time to purchase or refinance.
Please contact me to explore your home financing opportunities in today's market!
Portia Noel
Residential Loan Specialist
303.302.3907
Premier Mortgage Group
1844 Folsom Street
Boulder, CO 80302
(303) 449-8855 main
(303) 449-4488 fax
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