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Best Missouri Mortgage Lenders

Browse 17 top-rated mortgage lenders in Missouri as of November 12, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 329451

    Chad Baker Team

    Hard/Private/Non-QM

    5.0 stars
    24 Reviews

    Hard/Private/Non-QM

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more
  • business profile image

    Crossroads Investment Lending

    Hard/Private/Non-QM

    4.4 stars
    14 Reviews

    Hard/Private/Non-QM

    Crossroads Investment Lending provides private fix & flip, bridge, new construction and other loans in the greater Kansas City area. view more
  • business profile image

    NMLS # 2625701

    HomeAbroad Loans

    Hard/Private/Non-QM

    5.0 stars
    7 Reviews

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
  • business profile image

    Ternus

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Ternus delivers fast, dependable financing tailored for real estate investors. Loan options include Fix & Flip, DSCR Single-Family and Portfolio, Bridge, Wholetail, and Transactional Loans. Eligible properties may qualify for up to 100% LTC with no credit check and no appraisal. The process is simple, transparent, and built for real investors, by investors who know your hustle. view more
  • business profile image

    NMLS # 1252107

    Cake Mortgage Corp

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    924 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Cake Mortgage | Real Solutions for Real Estate Goals Getting financing shouldn’t be complicated and at Cake, we make it simple, fast, and investor-friendly. We specialize in helping real estate investors, entrepreneurs, and self-employed borrowers close confidently on loans that traditional banks can’t (or won’t) approve. Whether you're buying your first rental, leveraging CPA-prepared P&Ls or bank deposits to qualify, or expanding a complex portfolio, our nationwide team offers tailored ... view more
  • business profile image

    NMLS # 643114

    ACM

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    325 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We specialize in helping real estate investors scale their income and provide a full range of mortgage solutions for both homeowners and real estate investors. Our products include Conventional, FHA, VA, and USDA loans, as well as investor-focused programs like Rental Income Qualification Loan "DSCR" loans for rental properties, Conventional Rental financing, Fix & Flip, Bridge loans, Foreign National loans, Ground Up construction, and Rehab for Buy & Hold. Unlike hard money lenders, we fo... view more
  • business profile image

    North Oak Investment, LLC

    Hard/Private/Non-QM

    4.6 stars
    38 Reviews
    3 forum posts

    Hard/Private/Non-QM

    North Oak Investment is a Kansas City–based private lender with more than 40 years of local real estate lending experience, built on integrity and a commitment to serving investors. We’re invested in our clients’ success, providing straightforward funding and a consultative approach. We want to make sure every deal is a win for all involved. Our AAPL certification means we uphold standards and ethics for private lending. We're new to Bigger Pockets, and look forward to the opportunity to s... view more
Showing 11 - 17 of 17 Missouri Lenders

Missouri Mortgage Rates Today

How to Find a Lender in Missouri


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.