Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions

Best Oregon Mortgage Lenders

Browse 23 top-rated mortgage lenders in Oregon as of November 2, 2026. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1584481

    Cetan Funds, LLC.

    Hard/Private/Non-QM

    4.9 stars
    29 Reviews
    16 forum posts

    Hard/Private/Non-QM

    Cetan Funds is Oregon’s premier private lender for real estate investors, developers, and builders. We provide fast, flexible financing for acquisitions, rehabs, construction, and development projects across Oregon and Southwest Washington. What sets us apart? Deep local expertise, a responsive in-house team, and a commitment to transparency. All loans are funded through our own private debt funds—no brokering, no delays. Our process is simple: fast underwriting (2–4 days), quick closings ... view more
  • business profile image

    Kiavi

    Hard/Private/Non-QM

    4.3 stars
    723 Reviews

    Hard/Private/Non-QM

    With more than $30+ billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get reli... view more
  • business profile image

    NMLS # 1566096

    West Capital Lending.

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    4598 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more
  • business profile image

    NMLS # 1716495

    Certain Lending

    Hard/Private/Non-QM

    4.9 stars
    151 Reviews

    Hard/Private/Non-QM

    Certain Lending is a technology-driven lender dedicated to real estate investors. We lend nationwide on 1-10 unit residential properties including fix-and-flip, bridge, construction, and rental/DSCR loans—designed to meet the diverse needs of investors. Our intuitive platform streamlines the financing process, enabling quick closings and efficient draw funding. With a focus on transparency and reliability, we empower both new and seasoned investors to scale their portfolios confidently. Bac... view more
  • business profile image

    NMLS # 2625701

    HomeAbroad Loans

    Hard/Private/Non-QM

    4.6 stars
    8 Reviews

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
  • business profile image

    NMLS # 63368

    Oracle Funding Corp

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    12 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Oracle Funding Corp specializes in providing fast, reliable financing solutions tailored specifically to the needs of real estate investors. With a comprehensive suite of lending products—including fix-and-flip loans, bridge financing, rental property loans, and construction financing—we empower investors to capitalize quickly on opportunities and scale their portfolios effectively. Our seasoned team of lending experts brings decades of real estate and finance experience, ensuring a streamlin... view more
  • business profile image

    Contour Mortgage Corporation

    Hard/Private/Non-QM

    5.0 stars
    81 Reviews

    Hard/Private/Non-QM

    At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more
  • business profile image

    NMLS # 1820

    Sam Jurgenson-CMG Home Loans

    Conventional & Gov.

    Hard/Private/Non-QM

    18 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Local to Oregon and Soutwhest Washington, we do everything from your A+ Lending to no doc/hard money and everything inbetween. view more
  • business profile image

    NMLS # 1566096

    West Capital Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    127 Reviews
    194 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more
  • business profile image

    Fast Money for Flips International LLC

    Hard/Private/Non-QM

    5.0 stars
    2 Reviews
    224 forum posts

    Hard/Private/Non-QM

    FAST MONEY FOR FLIPS INT. LLC helps real estate investors, builders, and business owners secure fast funding for fix-and-flip loans, bridge loans, DSCR rental loans, construction loans, commercial loans, SBA financing, and cash-out refinances. We work with borrowers nationwide and focus on creative lending solutions, fast approvals, and getting deals closed. view more
Showing 11 - 20 of 23 Oregon Lenders

Oregon Mortgage Rates Today

How to Find a Lender in Oregon


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.