Looking for advice on financing and rental advertising

Looking for advice on financing and rental advertising

Member since 2018 · 6 posts · 10 votes

Ok, so I'm up against a wall here. This is the first time in my career that I've been in this position. I have some hurdles to cross and I'm looking for some input.

Hurdles:

* I have 6, maybe 7 units to fill in the coming 6 weeks.

* I have 4 rehab projects going on currently.

* My banker, just informed me today that they no longer refinance projects, within the first 12 months of ownership, as long term holds. Meaning they will only finance 80% of cost (acquisition + rehab), instead of 75% of LTV (appraisal value).

My questions:

* Where do you advertise the most efficiently?

I normally use FB Marketplace and Craigslist, but with the need to fill 6 or 7 in 6 weeks, that's gonna be time consuming!

* Does anyone have a suggestion for a bank that does not require 12 months of ownership, before lending against value vs cost?

I'm not over leveraged at this point, but I would like to get my money back out of these rehabs. If I cant, I will have quite a bit of my money tied up for the next 12 months.

PS. I'm in MN

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  • Tim SwierczekPro Member
    Lender · White Bear Township, MN · Member since 2016 · 1k+ posts · 1k+ votes
    7y

    @Derek Earl Burington I just sent you a PM

  • David BarnettPro Member
    Rental Property Investor · Cambridge, MA · Member since 2016 · 634 posts · 415 votes
    7y

    @Derek Earl Burington I would recommend claiming ownership for these properties on Zillow and advertising there, as well.  Where are these units that will be coming up for rent?  If it's close to a hospital, a university, or another large employer, most of them have a department that will help folks that are relocating find housing.  It might be wise to place a call to let them know that you have available units.

  • Investor · Tempe, AZ · Member since 2018 · 1k+ posts · 731 votes
    7y

    @Derek Earl Burington, I've always had the best of luck using Zillow.  Although I've heard more and more that Facebook Marketplace is becoming popular.

    Avoid Craigslist.

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