Last week we helped an investor in Seattle who pulled off a textbook BRRRR… **except for the part where most lenders make you sit on your hands for six months before touching your equity.**They bought a duplex, updated it hard and fast, leased it up, and were ready to roll that equity into the next project. Any traditional lender would've told them, "Congrats… now wait half a year."Instead, we used this updated DSCR program and refinanced them immediately—no seasoning, no slowdown. They walked away with cash-in-hand and rolled straight into offer number two while the momentum was still hot.That's the difference between losing opportunities and stacking them.Most lenders still make you sit around for six months before you can tap into your equity. With this program, that wait is gone. You can move faster, reposition properties sooner, and free up capital without hitting pause on your strategy.

Program Highlights

No six-month seasoning** from the acquisition date

Works for **cash-out or rate-and-term** refinances

Applies to **conventional + non-QM** programs (guideline-dependent)

Newly purchased properties are now eligible for **equity-based refinancing**Cash-Out Details• Use cash-out funds to meet reserve requirements• Up to **80% LTV** with qualifying income• **DSCR-eligible• Up to **$3M cash-in-hand** when LTV is below 65%This gives investors real flexibility—better pricing options, the ability to exit bridge or investor financing faster, and the power to unlock equity without waiting months.If you want to run a BRRRR scenario or check if your recent purchase qualifies, reach out and let's break it down.