Lender · NY · Member since 2025 · 504 posts · 22 votes
A quick rundown of where our terms stand right now.
At VEG, we are the private lender, and here is what is currently available.
✅ Purchase and Rate/Term Financing up to 90% LTV, loans up to $2M*
✅ Cash Out Refinance with only 3 months of title seasoning
✅ Cash Out Refinances up to 80% LTV*
If any of this lines up with a deal you are working, send me a DM and let's look at the numbers.
*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.
Cleveland, OH · Member since 2026 · 47 posts · 6 votes
5d
90% LTV on purchases is a fantastic tool for scaling, Joyce! 👏
Just remember: at 90% leverage, your cash flow margins are razor-thin. If you rely on an optimistic seller pro-forma and miss a hidden expense like a post-sale tax reassessment, that property will instantly bleed cash.
Make sure your math is bulletproof before submitting your deal to underwriting. We built a free guide showing how to verify out-of-state expenses line-by-line.