DSCR Highlights, Three Numbers Worth Knowing

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DSCR Highlights, Three Numbers Worth Knowing

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 504 posts · 22 votes

A quick rundown of where our terms stand right now.

At VEG, we are the private lender, and here is what is currently available.

✅ Purchase and Rate/Term Financing up to 90% LTV, loans up to $2M*

✅ Cash Out Refinance with only 3 months of title seasoning

✅ Cash Out Refinances up to 80% LTV*

If any of this lines up with a deal you are working, send me a DM and let's look at the numbers.

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.

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  • Cleveland, OH · Member since 2026 · 47 posts · 6 votes
    5d

    90% LTV on purchases is a fantastic tool for scaling, Joyce! 👏

    Just remember: at 90% leverage, your cash flow margins are razor-thin. If you rely on an optimistic seller pro-forma and miss a hidden expense like a post-sale tax reassessment, that property will instantly bleed cash.

    Make sure your math is bulletproof before submitting your deal to underwriting. We built a free guide showing how to verify out-of-state expenses line-by-line.

    Grab it here to run the real numbers: https://hcgturnkey.com/buy-where-the-math-works

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