The small multi space in expensive markets can be a weird no-man’s land.Here’s the framework I use when choosing between the two:If the SFH rents at a stronger price-to-cost ratio than a duplex, and leases faster with a stickier tenant base, SFH wins every time.If the small multi gives you true economies of scale (shared utilities, lower taxes per door, strong rental demand), then the multi wins.In many Florida submarkets, SFH simply has the advantage.If your long-term goal is to replace your W2, the most important thing is buying into the product type that actually rents fast and stays full in your market.

Coach house > garden unit from a lender’s perspective every time.You already called it out, but it’s worth emphasizing:Garden unit = discount, scrutiny, sometimes zero usable incomeCoach house = fully counted, sometimes even a positive factor in underwritingIf your plan is to rinse and repeat loans, this matters a lot.My take:If the Jefferson Park asset looks solid in person, I’d go that direction.It lines up with your actual stated objective: scalability.If it ends up being mediocre or has big CapEx concerns, then the West Town deal becomes the better long-term hold, but with the understanding that it might slow your next purchase.Either way, you’re clearly evaluating these with the right framework.

I appreciate any real-world advice or frameworks you can share especially from folks actively developing in Texas or similar markets.Thanks in advance for your help!

That same framework applies when you step into multifamily or senior living — but each asset class leans on risk differently.In multifamily, the operational intensity is nowhere near what we dealt with in hospitality.

(Willful violations of the Truth in Lending Act (TILA), which is part of the Dodd-Frank framework, can result in criminal penalties including a fine of up to$5,000, imprisonment for up to one year, or both.)Capex is indeed a problem; investors usually "budget 5% which comes out to $75 per months, $900 per year.

That part is not complicated and not optional.Second, state rules.Every state has its own framework.

Alicia, your logic is on the right track, but here’s the clearer framework so you don’t accidentally miss or misinterpret the rules.1.

Analysis paralysis is super normal on your first deal, especially when you’re relying on a realtor’s opinion without having your own framework yet.

Be sure to review your state laws to determine whether entity grouping is permitted—grouping may be allowed, but each LLC would still remain a distinct legal entity.For ownership structure, you may add a partner or operate as a sole proprietor within the LLC framework; however, I do not recommend using an S corporation for real estate properties.

If you’re past 5 years of ownership, you might only need to satisfy the 2 years of living there.This is definitely a “run it by a CPA” moment, but at least now you’ve got the framework to ask the right questions; I reall hope this helps you out I sent you a DM on BP and hope you are able to assist.