I'm also not trying to split hairs, but I try to use correct terminology and generally speak up when my understanding varies from what's posted. 

Economic downturns can be very destructive and jobs can dry up.

I was able to contact another contractor who knew mine to go in and fix everything and get that property out of my hair.

NO I have a really cool picture of my wife my banker and me at my 90 home subdivision in Oregon the bank did a front page article on us and the project for their monthly magazine I want to put that pic and replace this old one..I now have hair

If the lending dries up, the economy dries up.

It’s how you package it so I might need suggestions with my outfit/disguise.Should I use a muscle shirt in order to show off my enormous biceps and armpit hairs?

You will never get in trouble keeping more dry-powder than think you'll need. 

It's more cut and dry to say the agreement is expired and you want the unit back in your possessions so you can sell, renovate, rent out again, etc. 

Many HVAC systems are damaged and need new control boards6.) water heaters need to be restarted, the newer onces require disassembly and blowing dry, damaged electronics... need hot water to clean sewage7.) we spray enzyme clearner to prevent/limit bacterial growth8.) at least 2 dehumidifiers, will probably rent commercial units9.) just bought a thermal camera to identify wet drywall, remove if needed10.) just ordered a few more commercial ozone generators from maxblaster - the ones we have are too slowCarpet cleaners refuse to take orders right now, apparently, they get called to basements that need water extraction first.Home Depot came through today with a delivery of blower fans and dehumidifiers - we always keep some around, also puddle sucker pumps, but not enough for anything of this scale.For anyone who has dealt with this and have some helpful tips, please let us know!

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.