One thing I learned fast is that most brokerages are built around lead conversion, not investing, so you’re not wrong for feeling that disconnect.

It’s really a liquidity vs cost of capital decision.In practice, I’ve seen experienced investors do well with a hybrid approach:Keep enough cash or HELOC capacity to move fast on auctions or off-market dealsAvoid fully deploying liquidity if it limits your ability to act quicklyPaying off the primary and opening a HELOC can make sense if:You’re disciplined about using it only for acquisitionsYou’re comfortable with variable rates and have strong cash flow elsewhereOne thing I’ve seen work well is treating the HELOC as bridge capital, then refinancing into long-term debt once the deal stabilizes — that way you’re not carrying HELOC rates long-term.With your credit profile and existing portfolio, it’s really about flexibility and deal timing rather than “right vs wrong.”Curious — are the auctions you’re targeting more SFH or small multifamily?

Later he told me “Boy was I wrong.

The plumbing that was done for the suite is completely wrong, used undersized pvc for the toilet, incorrect fittings, etc.

Once you get it permit-ready, you can get a construction loan, but construction loan lenders want to make sure you are qualified and can execute the project competently since construction has things go wrong a lot.  

If the case was filed strictly for nonpayment, introducing a non-renewal can be seen as switching to a no-fault holdover.MA courts are very technical about this and often require the case to match the notice exactly.Timing of the non-renewal notice matters.If it was served after the eviction was filed, judges frequently require dismissal and refiling.If it was served before filing, sometimes it can be pled correctly from the start.Month-to-month vs. term lease.Since the lease ends Feb 28, issuing a non-renewal prevents an automatic month-to-month rollover, which is smart.But it can conflict procedurally with an active nonpayment case.Judges don’t like mixed theories.MA Housing Court typically wants one clean basis: either nonpayment or expiration of tenancy, not both at once.So yes, in MA it is very common that:• Non-renewal during a pending nonpayment eviction• Forces dismissal• And requires refiling as a holdover after lease expirationThat said, refiling as a holdover after Feb 28 can sometimes be faster and cleaner than fighting procedural issues mid-case.You’re not wrong to question it, but procedurally this is one of those states where doing the “right” thing can still reset the clock.

It’s become an essential part of my workflow.Don’t get me wrong Zillow and Apartments.com are great tools for advertising apartments and homes.

.: You forgot the “post replying group…”1) Copy and paste AI response2) State the EXACT same thing 4-5 other people already said, especially without acknowledging the other responses  3) Gives an answer that is flat out wrong/illegal/opposite of ideal, especially without saying they “think” or “believe” but stating as a fact  4) Gives an answer that shows they didn’t read the post or understand it.

The biggest risk with flips is not the work itself, it is buying wrong, underestimating repairs or running out of cash before the project is done.

You’re not wrong: in a lot of higher-cost markets, hitting even 0.5% rent-to-price is the norm, which makes it really tough to cash flow from day one.That’s why many investors look out-of-state to places like Memphis.