I would set up a seperate checking account to simplify your bookkeeping and cash management. 

To achieve this, your rental income must:Increase faster than inflationLast for as long as you doThere are other requirements, but to keep this post short, I will skip the others.To simplify the decision-making process, I created the following decision tree.

Let's ignore tax considerations for now to simplify.

As a small landlord in NYC, I’ve found the pain points aren’t just fixing things, it’s:- Having a single, reliable place for tenants to submit requests (no lost texts/emails)- Making sure nothing slips through the cracks once it’s in- Coordinating vendors quickly without 20 back-and-forth messages- Keeping a clean record of costs, so I’m not piecing it together at tax timeI’ve been working on a system for myself that handles those basics automatically—tenants drop requests in one channel, I get nudged if there’s no update, and vendors/receipts are tracked in the same flow.It’s not about replacing the human side (I still decide who does the work and when), it’s about stripping out the busywork so tenants feel heard and repairs don’t stall.Curious—if you could wave a wand and simplify one part of maintenance, would it be intake, scheduling, or tracking costs?

Great service, offers everything on one platform just like Cozy ( https://app.rentredi.com/)Rent-Remind: Simplified platform for <10 properties.

I always thought that wouldn't be worth the effort, but they claim a simplified process that only costs $500.

I’m trying to simplify things a bit.Features That Are Common To AllLet’s start with some easy stuff.

Deals are often already leased, which simplifies management.Plan for management early – Having PM systems in place from the start helps you scale beyond 2-3 doors without getting overwhelmed.Use incentives where possible – Builder incentives, rate buydowns, and cash-back post-close can make your next purchase more cash-flow-friendly.With Orlando, you also have a strong rental demand, but you may need to be selective on neighborhoods to maximize cash flow while minimizing risk.Happy to share some markets and strategies I’ve seen new investors use to go from 1 door to 4+ doors in just a couple of years.Best of luck!

This simplifies the transfer process after death. • Keep Records Updated: Ensure your account information and beneficiary designations are current. • Include in Estate Planning: Mention your TreasuryDirect holdings in your will or trust and ensure your executor knows how to access the account. • Share Info with Trusted Individuals: Let a trusted family member or legal representative know the account exists and where key documents (including login credentials) are stored — access can’t be gained without proper documentation.

– Do you want to stay involved in managing Utah property from a distance, or simplify?