I sometimes see first-time investors get taken advantage of by wholesalers, and if you are an experienced investor, the probability of that decreases significantly.

Many real estate pros try to convince a new private lender to do the same loan at say 12 or13 % straight interest thereby decreasing their cost of capital in half.  

Listening to a recent podcast on BP, it gave me the idea to Airbnb the property, which would decrease my moving expenses.

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

The big advantage to the buyer was (is) no personal liability and no decrease in borrowing capacity.  

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

Due to high premiums, expenses increase, and cap rates and cash flow potential decrease.

Small Multifamily is definitely the route to go hereCondos suck for HOA fees, they can change rules after you buy (increasing rates and not allowing rentals/decreasing rentals), SUPER uptight, etc.

We are trying to keep our PITI payment under my monthly, non-taxable housing allowance but the seller has dug their heels in and won't budge, if we were to agree to his price we would be roughly $150 over my monthly housing allowance for the rest of the year, next year with an allowance increase and tax decrease it would likely be under the allowance. 

As risk decreases, so does cash flow.