In certain circumstances, a lower score is just a snapshot, whereas a solid rental history and Section 8 backing provide the actual security an 'elite' PM should be prioritizing.Pretty much a fico score is a reflection of a person’s reliability.  

I come across this issue a lot on the Lending side when clients approaching with the property that has a square footage bed bath count that does not match Public record and so the valuation reflects that.  

My belief is if you do this, mls purchases with high LTV market financing will reflect negative cash flow.  

Hi everyone,As I’ve been spending more time reviewing deals, I’ve noticed that estimating ARV consistently can be one of the biggest challenges for newer investors.One approach that has helped me is focusing primarily on nearby recent sold comps rather than active listings or asking prices.I usually look for:• Similar square footage• Comparable bed/bath count• Close proximity to the subject property• Recent sales that reflect current market conditionsSmall differences in condition or micro-location can shift value more than expected, so tightening comps first often makes the rest of the deal math much clearer.Curious how others here approach ARV when analyzing potential deals.

Speak with property management companies and more experienced investors to get a better sense of timing for any project that you're looking to undertake so that you can more accurately reflect it in your underwriting. 

The best returns historically have come from places that didn’t chase mass tourism but instead grew deliberately with eco lodging, seasonal cabins, guide based recreation, and second home buyers who want privacy and access over nightlife.For certain investors and operators, especially those comfortable working with rural communities rather than against them, Mackay looks less like a dead end and more like a place where the fundamentals are intact and the price still reflects yesterday’s assumptions.That is exactly the window I am interested in

If you zoom out and follow where people are moving before prices fully reflect it, the math starts to behave again.

Investors are taking longer to commit—fundraising now averages 25 months to close versus 15 months in 2020–2021—but they're leaning into higher-risk, tech-heavy plays that reflect a changing market landscape.Looking ahead, Starwood's $10 billion Distressed Opportunity Fund XIII is the largest vehicle currently in market, with Blue Owl and Strategic Value Partners each targeting $6.5 billion.The Bottom LineThe CRE market is entering 2026 with momentum it hasn't had in years.

Shop around, consider Citizens if private options are too expensive, and look at bundling with your auto or other properties for discounts.4) Since you mentioned you recently renovated, make sure your coverage reflects the improved value of the property.

Whether that reflects real opportunity or just pressure to deploy capital and collect fees is something every LP should be thinking about.