I was not aware before that simply filing Chapter 13 effectively resets the clock, so I’m trying to understand what options a third-party purchaser has in this situation, especially when the filing happens after the sale and I had no prior notice.

Curious how others are looking at the Triad right now (Greensboro / Winston / High Point).I’ve been noticing a lot of investor activity still centered around SFRs in the $180k–$260k range, especially in areas with solid tenant demand but not necessarily "A" neighborhoods.Rents seem to be holding steady, but underwriting feels tighter with today’s rates cashflow matters more than appreciation plays.For anyone active in the Triad or similar secondary markets, are you leaning more conservative on deals right now, or still pushing for growth?

You should have received notice so you would have had the opportunity to participate in the public hearing process.

Last week during a turnover I spent a whole day at the property and kept finding little things to fix or improve upon that I wouldn’t have noticed if I had just done a walk-through like a PM or handyman would do during a turn, or if I had FaceTimed in from a remote location.

I have given my tenant notice to leave the premises due to over a dozen lease violations (late payment/no payment, rekeying locks, neighbor complaints, police involvement etc.)

Payment plans can be effective in limited situations but only when paired with strong screening, consistent enforcement and a clear distinction between tenants who can be stabilized and those who will not perform.At acquisition, I would focus on 1) An immediate audit of the rent roll and delinquency aging 2) Clear pay-or-quit notices with defined timelines 3) Short-term payment plans only for tenants who demonstrate both ability and intent to cure 4) Tightened collections, improved leasing standards and a visible onsite management presenceResolving bad debt is typically a 90–180 day operational reset.

That said, for 1 of the tenants, everything went smoothly until year 3 when City Fheps decreased the voucher amount, took days/weeks to respond to my client, made incomplete payments to my client, etc.

 $1200/month fall seems more than a seasonal decrease.  

You can send them a lease violation notice.

I have issued a Texas Notice of Default and Intent to Accelerate, with a cure deadline of December 21, 2025, in the amount of $5,071.61.