I have had to recreate that (in a modified, more flexible form) for myself. 

What exactly is the point of having a professional home inspection if you can't modify the terms of the purchase based on it?

That search modifier would help in the forums as well, facilitating a more rapid exchange of information among licensees governed by the same state laws. 

Check Realist or City/County tax records for "zoning" and "county land use" to see if the "duplex" you're looking at is actually a duplex in the eyes of the city, or whether its actually a modified single family home.

A business loan that was from one of my companies shows up on my credit and when the business had a hard time paying the rediculous rate after only 1 month it automatically shows as a chargeoff on my credit..even though we modified the payment and eventually paid the whole loan off.

I’m curious if any of you would modify this approach/content if it was a letter to an owner in a true vacation rental market, where there are no owner occupants and all remote owners.  

Can someone share idea or tips that I can use or even modify what i am currently doing?

If Non Performing is intent to Modify to Re Preforming or to Obtain Property Ownership5.