Although you wouldn’t obtain individual liability relief for the existing debt, any other future liability caused by the subject real property would be restricted to the LLC.  

If your subject (0.5 acres) looks more like the lower end of the lot sizes, value it against those.Only give premium value to land if the market clearly rewards it (rural, equestrian, estate-style, or where people actually shop by acreage).If all comps are bigger (0.75–1.25 acres), we mentally adjust down a bit, not a percentage, just enough to keep our ARV conservative.

While this may not be an issue for most fix and flips we have worked on a few where we purchased subject to or with owner financing, renovated, then sold the property, which required a double closing. 

That means a portion of the gain could be excluded.However, any depreciation you’ve claimed since converting it to a rental (March 2023 to March 2026) will be subject to depreciation recapture when you sell.

A "good deal" is subjective, so work backward from your desired monthly cash flow to set your purchase criteria.Investor-Friendly Agents typically get paid via the seller's commission, but they can also be paid by the buyer, and their specific fee structures can vary.

It becomes due in full with next month’s rent or they are subject to late fees.

If it wasn’t formalized, now’s a good time to document it clearly with a short agreement outlining who contributed what, how profits are split, and how taxes will be handled.

Investors are using:• Subject-to• Seller financing• Hybrid deals (lower down payment + note)• Lease options• Wraps Most of these opportunities show up off-market — and only if you dig deep into motivation. 

For those who have scaled using CFDs or subject-to deals:Are you partnering with others to grow faster?

Owner Financing Offer ( What you are showing them )Sale Price: $350,000Down payment: $20,000Seller-financed note: $330,000 @ 3% for 30 yearsBalloon payoff: Year 8Day 1:$20,000 (immediate cash)Monthly Payments:$1,392.97 × 96 months = $133,725 received over 8 yearsInterest portion ≈ $71,150 profitPrincipal = $62,575Balloon Payment (Year 8):Remaining balance ≈ $267,425Total cash to seller : $421,150 Net after estimated seller costs and capital gains: closing cost estimate: $5200 and cap gains: $35,787  Seller nets : $380,163Caveat:  This is also assuming he isn't trying to 1031 the subject property.Say you successfully build rapport and identify why seller is selling and say they all align, here is how I would frame it exactly:" if you sell the traditional way, you walk away with about $350k once the agent, closing costs and taxes are done and on the lender's timeline.